::Financial Planning::

Chapters

	Case Study
	Financial Planning Process
	Client's & Advisor's Responsibility
	Responsibilities as an Advisor
	Summary

	Case Study
	Key Aspects of Data Collection
	Typical Goals of Financial Planning
	Qualitative Data
	The Fact-Finding Session Quantitative Data
	Excercise
	Summary

	Case Study
	Problems Faced by Clients
	Financial Planning Objectives
	Financial Planning Resources
	Role of Financial Planner After Submitition of the Requisite Information by Client
	Golden Principles of Financial Planning
	Exercise
	Summary

	Case Study
	Factors Affecting Risk Tolerance
	Some Stereotpical Behavior a Financial Planner Can Expect to Deal with in Advising a Client
	Basic Goals of Financial Planning
	Insurance Planning
	The Investment Planning Process
	Life Cycle Periods
	Summary

	Characteristics of Professionalism
	Importance of Ethics
	Benefits of Managing Ethics as a Program
	Code of Ethics
	Exercise
	Summary

	Block Diagram of CFP^CM Certification Path
	Modules for Certified Financial Planner (CFPCM) Program
	Membership
	Associate Financial Planner (AFP) Membership
	Associate Financial Planner (AFP) Membership(Cont..)
	Challenge Status Programme
	To become Certified, a candidate required to meet “4’Es”
	FPSB India Authorized Education Providers
	Exercise
	Summary

	Introduction
	Types of Risk
	Pure Risk
	Types of Risk Behaviour
	Influence of Bias Attitudes
	Risk Taker
	The Nature of Risk Tolerance
	Evaluating Client's Risk Tolerance
	Health of The Client
	Exercise
	Summary

	Personal Use Asset Management
	Home Equity Loans
	Mortgages
	Special types of mortgages
	Refinancing
	Hire-Purchase
	Personal Loan
	Advantages and Disadvantages of Personal Loan
	Effective Ways of taking a Personal Loan
	Credit Card
	Exercise
	Summary

	Contents
	Preparing of Personal Financial Statements
	Uses of Financial Statements
	Advantages
	Disadvantages
	Analysis of Personal Balance Sheet
	Implementation
	Basic Guidelines for Creating Personal Financial Statements
	Exercise
	Summary

	Introduction
	Basic Concepts
	Simple Interest
	Compound Interest
	Time value of a single cash flow
	Future Value
	Inflation Adjustment
	Present Value
	Time value of Series of Unequal Cash Flow
	Nominal and Effective Interest
	Perpetuities
	Growing Perpetuity
	Future Value of an Ordinary Annuity
	Future Value of an Annuity Due
	Present value of Growing Annuity
	Future Value of Growing Annuity
	Exercise
	Summary

	Economics
	Types of Economy
	Uses and Importance of Macro Economics
	Sectors of The Indian Economy
	Sectors of The Indian Economy(Cont..)
	Sectors of The Indian Economy(Cont..)
	Hurdles in India's Growth
	Infrastructure
	Fiscal Deficit
	Financial Sector
	Inflation
	Measuring The Rate of Inflation
	Inflation and Interest Rates
	Inflation Verses Growth
	Types of Interest
	Government Policies That Affects The Indian Macro-Economy
	Monetary Policy
	Fiscal Policy
	Foreign Policy
	The Business Cycle
	Key Indicators
	Reserve Bank of India
	Insurance Regulatory and Development Authority
	Association of Mutual Fund in India
	Securities and Exchange Board of India
	Exercise
	Summary

	Business Undertaking
	Business Ownership
	Sole Proprietorship
	Partnership Deed
	Trusts
	Duties and Liabilities of Trustees
	Right and Liabilities of the Beneficiary
	Cooperative Society
	Professional Associations/ Corporations
	Company
	Advantages of a Company
	Distinction between Company and Partnership
	Limited Liability Companies
	Exercise
	Summary

	Transfer of Property - Defined
	Persons Competent to Transfer
	Ways of Giving Title to Property
	Summary

	The Indian Contract Act, 1872
	The Indian Contract Act, 1872 (Section 10)
	Modes of Discharge of Contracts
	Void and Void able Contracts
	Negotiable Instruments
	Torts
	Agency
	Agent’s Duty to Principal
	The Consumer Protection Act, 1986
	Establishment of Disputes Redressal Agencies
	Summary